If you’re looking for horse insurance, you should be forewarned that it’s not as simple as one might imagine. Because horses are very large animals and they are prone to accidents and injuries they require specialized care. Also, your insurance needs will vary depending on their use. Here are some of the things you should keep in mind if you’re looking at securing a policy.
Horse-related Businesses and Liability
If you own or manage any kind of horse-related business, you absolutely need to have comprehensive horse insurance coverage. Any time you work with horses and the general public it opens up a whole host of liabilities. Some examples of these types of businesses include: horse riding lessons, equine therapy, guided trail rides, beach rides and equestrian camps. At a bare minimum you should always carry general liability and property damage insurance if you run any of these types … Read the rest